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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Perfect

Very good Reviewed on: 11th April 2023

Easy experience

Great card, easy to apply and use Reviewed on: 11th April 2023

Faultless

Absolutely faultless, help is there when needed, polite and friendly Reviewed on: 11th April 2023

Great company

Great experience good customer service easy to use app Reviewed on: 11th April 2023

Super zopa

Had bad credit history for a number of years but finally started to see the light.but to try and get our credit rating back up we were advised to apply for a credit card.zopa was one of the first companies to offer us help.they were very helpful and understanding.now with there help we are finally getting back on our feet and a good credit rating.thank you zopa. Reviewed on: 11th April 2023

Fantastic

Never an issue always to hand simple as that! Reviewed on: 11th April 2023

Outstanding service

I got card I am very happy to use this card it’s a brilliant service Reviewed on: 11th April 2023

Great service

Great service. Always keeping me up to date with any changes or even just to tell me there are no changes. Reviewed on: 11th April 2023

Zopa so good

Zopa the best credit card around with reasonable apt rates If you want a credit card to gofa I would always gofa zopa Reviewed on: 11th April 2023

Fantastic credit card

Was looking around the net for a food credit card and zopa poped up so thought I would try It's also good for if u forget ur pin can get a copy of it straight away on the app easy repayments and a hassle free app well happy with zopa Reviewed on: 11th April 2023

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