Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

View other Zopa products

4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Best card in my purse

I applied by chance and was successful. I hadn’t used the card for some time. But when I did begin using it I soon realised how handy it was, for online and larger purchases. Since joining Zopa my limit was increased, now that put a smile on my face! Reviewed on: 11th April 2023

Amazing

The Zopa card is straightforward, the app is amazing to use and the facility’s in the app easy to navigate , the credit cushion is a great tool I use it all the time , overall the best card in my wallet Reviewed on: 11th April 2023

A trusted credit card

I have been using zopa for a while now and do not have any issues and everytime i have a problem the customer service team has been very helpful. Reviewed on: 11th April 2023

The best

Credyt card the best from Zopa Reviewed on: 11th April 2023

Help me

I had a bad credit, but getting the zopa credit card really help me to start building up my credit thankyou Reviewed on: 11th April 2023

Credit to the Card

I have had an excellent experience with my Zopa credit card. The app is very easy to use and gives confidence as you can check as you go to what your spending. Reviewed on: 11th April 2023

Excellent service

I had no problem starting my account with Zopa and transferred my balance, the app is great and I get regular update on how I am doing with my credit rating. Thank you Zopa Reviewed on: 11th April 2023

Easy to use

It easily can use all over the world when you’re on holiday Reviewed on: 11th April 2023

Absolutely FAN-TASTIC.

A superb service, one of the best I’ve been with to be totally honest with you, highly recommend. Reviewed on: 11th April 2023

Great company

Zopa quick and easy especially with the app,and also good for credit building for people Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Wave (inactive) 3.85 from 3 reviews
Credit card
from Zempler Bank 4.83 from 5819 reviews
Premier Credit Card
from HSBC 4.12 from 20 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub