Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43481 reviews)

View other Zopa products

4.94

Based on 43,481 reviews, last reviewed 14th Mar 2026

155150% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good credit card ideal for those unexpected payment Good credit card ideal for those unexpected payment Reviewed on: 14th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43481)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Too many steps to repay the balance

Too many steps to repay the balance Reviewed on: 16th January 2026

QUALITY UNIQUE PRODUCT WITH HELPFUL FRIENDLY STAFF

EASY PROCESS GREAT SUPPORT STAFF AND ALWAYS KEPT UPDATED MOST IMPRESSED!! ALWAYS THERE WHEN I NEED THEM Reviewed on: 16th January 2026

Clear and Simple

Everything is clear and simple and when you pay into your account the money shows up within 10 minutes Reviewed on: 16th January 2026

great card and service excellent

great card and service, easy to apply and arrives quickly Reviewed on: 16th January 2026

Excellent

Zoos is a really good credit card and the customer service is out of this world very reliable. Reviewed on: 16th January 2026

EXCELLENT AND UNDERSTANDABLE PLATFORM

EXCELLENT AND UNDERSTANDABLE PLATFORM Reviewed on: 16th January 2026

It was easy to apply and so great full

It was easy to apply and so great full Reviewed on: 16th January 2026

Someone to rely on

Good customer service excellent app Reviewed on: 16th January 2026

Very helpful

Every time I had the occasion to connect customer service they were always very polite and helpful and in my case my question was answered Reviewed on: 16th January 2026

Very good service would highly recommend it

Very good service would highly recommend it Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zempler Bank 4.88 from 5175 reviews
Credit builder credit card
from Vanquis 4.78 from 19912 reviews
Cashback Plus Credit Card
from NatWest 4.41 from 63 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1535 reviews
Current account
from Zopa 4.94 from 5945 reviews
Smart Saver
from Zopa 4.94 from 8042 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub