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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fantastic card

Great card and great app and if ever needed there’s always someone available at the end of the phone. Highly recommended Reviewed on: 11th April 2023

Understanding Banking

Good customer service banking. Easy step by step apps to instructions to follow. Proud to be a customer. “Just wish APR will come down a bit” Reviewed on: 11th April 2023

The best credit card.

Easy to apply and affordable payments. Reviewed on: 11th April 2023

Very helpful

It handy whenever I needed it, to spend money, in a emergency.!! Reviewed on: 11th April 2023

Very good service and product

Zopa has been great, an easy to use app and simple application process - highly recommend Reviewed on: 11th April 2023

Very happy

Very happy with all aspects, the app is very useful and easy to use. Reviewed on: 11th April 2023

Zopa Credit card

I have had this credit card for a number of years, it's trouble free and easy to manage. The Zopa app makes it easy to track your spending, and the refresh rate is near to real time. Reviewed on: 11th April 2023

Best credit card by far

I love zopa,best credit card by far in my experience,love it!! Reviewed on: 11th April 2023

Zopa card

Easy to apply, good app to manage account Reviewed on: 11th April 2023

credit card review

the credit card application was easy with instant positive results. would highly recommend for others to try and see for themselves. Reviewed on: 11th April 2023

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