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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

They helped when nobody else would

5
I have had a zopa card for 12 months now. They don't give me a stupid credit limit and they allow me to have an emergency fall back for unexpected bills. The app is great and easy to use. I would highly recommend them Reviewed on: 11th April 2023
Mick Thorpe's avatar
Mick Thorpe

Supporting Lender

5
Helps build credit levels for lower entry customers. Creating better rates and opportunities for customers. Offers customers affordable levels of credit. Reviewed on: 11th April 2023
Sims 's avatar
Sims

Recommended

5
I really recommend . Everything is easy and good Reviewed on: 11th April 2023
Whitegirl's avatar
Whitegirl

Great credit card

5
Easy and efficient to deal with. L Reviewed on: 11th April 2023
Lesley Holland's avatar
Lesley Holland

Excellent

5
All round excellent service, cannot fault anything! Reviewed on: 11th April 2023
Julesey's avatar
Julesey

Love it

5
One of the Best credit card with good rate. Reviewed on: 11th April 2023
Jesica Mega's avatar
Jesica Mega

Easy to use credit card offering good rates

5
An easy to use credit card with easy access and very straightforward information Reviewed on: 11th April 2023
derky star jumper's avatar
derky star jumper

Easy and convenient to work with

5
Easy to make a payment, the payments credited to the account quickly. Reviewed on: 11th April 2023
Parham Zakaria's avatar
Parham Zakaria

Great credit history builder

5
Great company, the app is great helps me keep up to date with my spending and regular updates on my credit file and way to improve it. Reviewed on: 11th April 2023
Simon Turner's avatar
Simon Turner

Great card option

5
Had no issues at all, kept well updated and very easy to pay balance through the app Reviewed on: 11th April 2023
Stephen Scott's avatar
Stephen Scott

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