Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

View other Zopa products

4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great credit history builder

Great company, the app is great helps me keep up to date with my spending and regular updates on my credit file and way to improve it. Reviewed on: 11th April 2023

Great card option

Had no issues at all, kept well updated and very easy to pay balance through the app Reviewed on: 11th April 2023

Super Zopa

A nice company and the credit card phone app is easy to use and has alot of extra features to help yoy with your fiances. Reviewed on: 11th April 2023

Great service

I am really happy with the service. Always easy to contact, regular updates and easy to pay into. Reviewed on: 11th April 2023

Zopa all the way!

Zopa is very safe, straightforward and simple to apply for.. Hassle free and easy app to keep on top if your transactions, balance and payments ect. Highly recommended if you want to start or improve your credit. Reviewed on: 11th April 2023

Super

Super ,super,super,super,super,super Reviewed on: 11th April 2023

Simple

Its simple and easy to apply. The app is simple to use. Reviewed on: 11th April 2023

Fantastic credit card

Great rates, easy to use app! Very happy with this company. Reviewed on: 11th April 2023

I would highly recommend Zopa

Everything is always explained to me . Updates are always well explained Reviewed on: 11th April 2023

Excellent card company

Satisfactory rate. I will recommend Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase credit cards
from MBNA 2.96 from 196 reviews
Credit builder card
from thimbl. 4.41 from 18 reviews
Chrome Card
from Vanquis 4.08 from 8 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub