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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Excellent service

5
Excellent service, quick to respond and rectify any queries, giving you full confidence and support. Reviewed on: 11th April 2023
Jason Clare's avatar
Jason Clare

Smashing

5
Seemless service , helpful , respectful Reviewed on: 11th April 2023
Graeme Skinner's avatar
Graeme Skinner

Fantastic company

5
This as been a lifesaver for myself and my family doubled my limit in a short period of time I highly recommend zopa Reviewed on: 11th April 2023
Dave Carrington's avatar
Dave Carrington

Great credit building card

5
A great card with a good minimum amount on offer. It’s a great in helping people build up their credit scores. Reviewed on: 11th April 2023
Montgomery Mayers's avatar
Montgomery Mayers

Fantastic

5
Great service and helpful advice Reviewed on: 11th April 2023
Rob Nffc Bailey's avatar
Rob Nffc Bailey

Fantastic company

5
Got a credit card with Zopa, very impressive would recommend these guys Reviewed on: 11th April 2023
Chelsea Danby 's avatar
Chelsea Danby

Zopa is fantastic. Brilliant rates and app is awesome

5
Fantastic credit lender. Efficient, awesome service, great rates. Easy to use locally and overseas while travelling. Reviewed on: 11th April 2023
Cathrine's avatar
Cathrine

MR

5
Best credit card and easy to use Reviewed on: 11th April 2023
Abdiwahid Mukhtar's avatar
Abdiwahid Mukhtar

Excellent!

5
Zopa help me back on my credit ladder Reviewed on: 11th April 2023
Chris Warren's avatar
Chris Warren

Easy to manage your money with zoopa right there helping you .

5
Easy straight forward money. Simple interest on statement and app is easy to track your spend..spend and repay with confidence.. Reviewed on: 11th April 2023
Luke Waring's avatar
Luke Waring

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