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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best card ever

Really enjoy this company. Every time when I needed they were very helpfull. I don’t think is a best card like this in other company. Reviewed on: 11th April 2023

Quick easy application

Very friendly easy to use website. Application smooth and simple. Very happy Reviewed on: 11th April 2023

All round great

Easy from start to finish great credit card easy to use Reviewed on: 11th April 2023

Great credit card

Love having that little extra back up whilst building my credit rating :) Reviewed on: 11th April 2023

Spot on

Great app, easy to use. Knowledgeable and efficient support on hand when needed. Thanks for helping me boost my credit score. Highly recommended as a first time user Reviewed on: 11th April 2023

Great card to have it's easy to use and great customer service

it's a great card to have in my wallet zopa are very responsive to any questions I have asked a good all round card to have Reviewed on: 11th April 2023

Clear instructions and efficient

Told clear instructions and answered questions with efficency..... Reviewed on: 11th April 2023

one of the best credit card ever

amazing app experience , easy to use and friendly customer care Reviewed on: 11th April 2023

A nice well explained credit card

Hi all I have a Zopa credit card and I fine it is the best explained credit card out on the market today and the customer service team are very helpful and polite. I would recommend this card to anyone looking to get on the ladder of credit Reviewed on: 11th April 2023

Exellent

Great credit card Polecam wszystkim co myślą o karcie kredytowej Reviewed on: 11th April 2023

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