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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Fantastic

Great service and helpful advice Reviewed on: 11th April 2023

Fantastic company

Got a credit card with Zopa, very impressive would recommend these guys Reviewed on: 11th April 2023

Zopa is fantastic. Brilliant rates and app is awesome

Fantastic credit lender. Efficient, awesome service, great rates. Easy to use locally and overseas while travelling. Reviewed on: 11th April 2023

MR

Best credit card and easy to use Reviewed on: 11th April 2023

Excellent!

Zopa help me back on my credit ladder Reviewed on: 11th April 2023

Easy to manage your money with zoopa right there helping you .

Easy straight forward money. Simple interest on statement and app is easy to track your spend..spend and repay with confidence.. Reviewed on: 11th April 2023

Best card ever

Really enjoy this company. Every time when I needed they were very helpfull. I don’t think is a best card like this in other company. Reviewed on: 11th April 2023

Quick easy application

Very friendly easy to use website. Application smooth and simple. Very happy Reviewed on: 11th April 2023

All round great

Easy from start to finish great credit card easy to use Reviewed on: 11th April 2023

Great credit card

Love having that little extra back up whilst building my credit rating :) Reviewed on: 11th April 2023

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