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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Excellent

5
Easy application process. Reasonable interest rate. Great app, easy to use and convenient to check balance and make payments. Reviewed on: 11th April 2023
Kirstie's avatar
Kirstie

Excellent

5
Excellent card service and interest free Reviewed on: 11th April 2023
Paul's avatar
Paul

Everyone should have this company it great.

5
I have had a great experience with zopa igot my card and everything been great since. Brilliant. Reviewed on: 11th April 2023
Carl Thatcher 's avatar
Carl Thatcher

Zopa efficient credit card service

5
I applied for a credit card last year. It was the easiest and hassle free application. Helpful. The Zopa app is super efficient. Easy and all you need in one placed Reviewed on: 11th April 2023
Rachel McLeod's avatar
Rachel McLeod

Excellent

5
Excellent service, fast receiving card. App is brilliant, easy to use and very clear. Highly recommend. Reviewed on: 11th April 2023
LM's avatar
LM

No Problems Card

5
Zopa credit card is a real breath of fresh air. Easy to apply, seamless process and very easy to use and access. Thank You ! Reviewed on: 11th April 2023
Carl Moran's avatar
Carl Moran

Excellent

5
A great credit card with great customer service ! Simple as that. Thanks Reviewed on: 11th April 2023
Marcin Drosdek's avatar
Marcin Drosdek

Zopa buids

5
Zopa genuily help in rebuilding bad credit and augments a good one by making it better. Olu Reviewed on: 11th April 2023
Olugbenga Bakre's avatar
Olugbenga Bakre

Great easy to use

5
Never had any issues, app is easy to use and customer service is great Reviewed on: 11th April 2023
Ryan Cooper's avatar
Ryan Cooper

Great service, great offer

5
My Zopa account allows me to control my fuel spend whilst helping me reduce my credit card debit by way of 0% balance transfers. Very happy customer Reviewed on: 11th April 2023
Daryl Joughin's avatar
Daryl Joughin

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