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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Spot on

5
Great app, easy to use. Knowledgeable and efficient support on hand when needed. Thanks for helping me boost my credit score. Highly recommended as a first time user Reviewed on: 11th April 2023
Leah Elizabeth's avatar
Leah Elizabeth

Great card to have it's easy to use and great customer service

5
it's a great card to have in my wallet zopa are very responsive to any questions I have asked a good all round card to have Reviewed on: 11th April 2023
Roy Gregory 's avatar
Roy Gregory

Clear instructions and efficient

5
Told clear instructions and answered questions with efficency..... Reviewed on: 11th April 2023
Karen Harban's avatar
Karen Harban

one of the best credit card ever

5
amazing app experience , easy to use and friendly customer care Reviewed on: 11th April 2023
Jay Darji's avatar
Jay Darji

A nice well explained credit card

5
Hi all I have a Zopa credit card and I fine it is the best explained credit card out on the market today and the customer service team are very helpful and polite. I would recommend this card to anyone looking to get on the ladder of credit Reviewed on: 11th April 2023
Paul's avatar
Paul

Exellent

5
Great credit card Polecam wszystkim co myślą o karcie kredytowej Reviewed on: 11th April 2023
Krzysztof Glowacz's avatar
Krzysztof Glowacz

Excellent

5
Easy application process. Reasonable interest rate. Great app, easy to use and convenient to check balance and make payments. Reviewed on: 11th April 2023
Kirstie's avatar
Kirstie

Excellent

5
Excellent card service and interest free Reviewed on: 11th April 2023
Paul's avatar
Paul

Everyone should have this company it great.

5
I have had a great experience with zopa igot my card and everything been great since. Brilliant. Reviewed on: 11th April 2023
Carl Thatcher 's avatar
Carl Thatcher

Zopa efficient credit card service

5
I applied for a credit card last year. It was the easiest and hassle free application. Helpful. The Zopa app is super efficient. Easy and all you need in one placed Reviewed on: 11th April 2023
Rachel McLeod's avatar
Rachel McLeod

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