Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44348)

Brilliant

5
Really good card very easy to deal with and the app is really easy to use Reviewed on: 11th April 2023
Anthony Hill's avatar
Anthony Hill

Excellent

5
They are brilliant, helpful and friendly Reviewed on: 11th April 2023
Dawn 's avatar
Dawn

Easygoing

5
Very easy to use and the app is excellent. Reviewed on: 11th April 2023
Azzam kassab 's avatar
Azzam kassab

Thanks for the second chance

5
Listened and understood my needs and now I'm back on track Reviewed on: 11th April 2023
steve griffen's avatar
steve griffen

Vey good credit card company

5
The credit card company is very efficient and dos not charge huge repayment rates , also the iOS app works well at all times Reviewed on: 11th April 2023
nicholas swinglehurst's avatar
nicholas swinglehurst

Credit card

5
Zopa are a very and very helpful and the customer service is very good and very helpful Reviewed on: 11th April 2023
Stephen Mead's avatar
Stephen Mead

Excellent service

5
Very easy to pay no complicated payments Reviewed on: 11th April 2023
kavya pinky's avatar
kavya pinky

Great card, great people

5
So easy to use and always friendly to approach if there is anything you need to know. Reviewed on: 11th April 2023
Natasha Harrison's avatar
Natasha Harrison

Credit card

5
Having good time by using credit card Reviewed on: 11th April 2023
srikanth reddy's avatar
srikanth reddy

Easy, clear and simple

5
Finance in the 21st century, app and card based, easy to use and apply, instant and usable. As it should be. Reviewed on: 11th April 2023
J med 's avatar
J med

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill