Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Happy customer

Very happy with the speed I got my card and the efficiency of the company Reviewed on: 11th April 2023

Simply Zopa

Zopa credit card is user friendly with really good interest rates and is a credit card I get on well with. Reviewed on: 11th April 2023

Helped me when I needed help the most and nobody else would help!

Zopa has helped me when I needed help the most and nobody else would have helped me get through tough times in life. Thank you so much for all the help and support you have provided to me Zopa! ***** Reviewed on: 11th April 2023

Helpful credit

Easy to apply easy to manage fantastic App Reviewed on: 11th April 2023

Financial Support

I appreciate the work from ZOPA because these are the only people in UK offered me the credit card. I earned their trust I think. Thank you for your great service and financial support. Lovely app and friendly app Reviewed on: 11th April 2023

Amazing card

A really great card for people trying to rebuild their credit Reviewed on: 11th April 2023

Zopa so Good

Can't fault them excellent communication as well unlike some other Credit Card companies. Reviewed on: 11th April 2023

Highly recommended

Absolutely fantastic service, highly recommended to all my friends & family. The app is easy to use and if you need to speak to a member of staff you 5* service, they are very helpful & friendly. Reviewed on: 11th April 2023

Awesome credit card company

Such a brilliant card company Zopa is Reviewed on: 11th April 2023

Easy as pie

One of the best companies about, and amazing customer service support Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Creation 3.86 from 21 reviews
Credit card
from Luma 4.00 from 2 reviews
Nectar Credit Card
from American Express 3.32 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub