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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Vey good credit card company

5
The credit card company is very efficient and dos not charge huge repayment rates , also the iOS app works well at all times Reviewed on: 11th April 2023
nicholas swinglehurst's avatar
nicholas swinglehurst

Credit card

5
Zopa are a very and very helpful and the customer service is very good and very helpful Reviewed on: 11th April 2023
Stephen Mead's avatar
Stephen Mead

Excellent service

5
Very easy to pay no complicated payments Reviewed on: 11th April 2023
kavya pinky's avatar
kavya pinky

Great card, great people

5
So easy to use and always friendly to approach if there is anything you need to know. Reviewed on: 11th April 2023
Natasha Harrison's avatar
Natasha Harrison

Credit card

5
Having good time by using credit card Reviewed on: 11th April 2023
srikanth reddy's avatar
srikanth reddy

Easy, clear and simple

5
Finance in the 21st century, app and card based, easy to use and apply, instant and usable. As it should be. Reviewed on: 11th April 2023
J med 's avatar
J med

Happy customer

5
Very happy with the speed I got my card and the efficiency of the company Reviewed on: 11th April 2023
Rod Kear's avatar
Rod Kear

Simply Zopa

5
Zopa credit card is user friendly with really good interest rates and is a credit card I get on well with. Reviewed on: 11th April 2023
Ian Candlish's avatar
Ian Candlish

Helped me when I needed help the most and nobody else would help!

5
Zopa has helped me when I needed help the most and nobody else would have helped me get through tough times in life. Thank you so much for all the help and support you have provided to me Zopa! ***** Reviewed on: 11th April 2023
Sorin Petru's avatar
Sorin Petru

Helpful credit

5
Easy to apply easy to manage fantastic App Reviewed on: 11th April 2023
David Wright 's avatar
David Wright

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