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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Best credit card ever to get

5
Very easy to get best for low credit Reviewed on: 11th April 2023
nimit khalasi's avatar
nimit khalasi

credit card with more control !

5
Credit card with more control to do things, that the rest do provide. Reviewed on: 11th April 2023
Allan Pugh's avatar
Allan Pugh

ULTRA RECOMMENDED

5
Easy app to use and control your expenses. Good choice Reviewed on: 11th April 2023
Wesley Arduino's avatar
Wesley Arduino

Excellent service

5
Excellent service, quick to respond and rectify any queries, giving you full confidence and support. Reviewed on: 11th April 2023
Jason Clare's avatar
Jason Clare

Smashing

5
Seemless service , helpful , respectful Reviewed on: 11th April 2023
Graeme Skinner's avatar
Graeme Skinner

Fantastic company

5
This as been a lifesaver for myself and my family doubled my limit in a short period of time I highly recommend zopa Reviewed on: 11th April 2023
Dave Carrington's avatar
Dave Carrington

Great credit building card

5
A great card with a good minimum amount on offer. It’s a great in helping people build up their credit scores. Reviewed on: 11th April 2023
Montgomery Mayers's avatar
Montgomery Mayers

Fantastic

5
Great service and helpful advice Reviewed on: 11th April 2023
Rob Nffc Bailey's avatar
Rob Nffc Bailey

Fantastic company

5
Got a credit card with Zopa, very impressive would recommend these guys Reviewed on: 11th April 2023
Chelsea Danby 's avatar
Chelsea Danby

Zopa is fantastic. Brilliant rates and app is awesome

5
Fantastic credit lender. Efficient, awesome service, great rates. Easy to use locally and overseas while travelling. Reviewed on: 11th April 2023
Cathrine's avatar
Cathrine

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