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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa buids

Zopa genuily help in rebuilding bad credit and augments a good one by making it better. Olu Reviewed on: 11th April 2023

Great easy to use

Never had any issues, app is easy to use and customer service is great Reviewed on: 11th April 2023

Great service, great offer

My Zopa account allows me to control my fuel spend whilst helping me reduce my credit card debit by way of 0% balance transfers. Very happy customer Reviewed on: 11th April 2023

Brilliant

Really good card very easy to deal with and the app is really easy to use Reviewed on: 11th April 2023

Excellent

They are brilliant, helpful and friendly Reviewed on: 11th April 2023

Easygoing

Very easy to use and the app is excellent. Reviewed on: 11th April 2023

Thanks for the second chance

Listened and understood my needs and now I'm back on track Reviewed on: 11th April 2023

Vey good credit card company

The credit card company is very efficient and dos not charge huge repayment rates , also the iOS app works well at all times Reviewed on: 11th April 2023

Credit card

Zopa are a very and very helpful and the customer service is very good and very helpful Reviewed on: 11th April 2023

Excellent service

Very easy to pay no complicated payments Reviewed on: 11th April 2023

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