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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card, great people

So easy to use and always friendly to approach if there is anything you need to know. Reviewed on: 11th April 2023

Credit card

Having good time by using credit card Reviewed on: 11th April 2023

Easy, clear and simple

Finance in the 21st century, app and card based, easy to use and apply, instant and usable. As it should be. Reviewed on: 11th April 2023

Happy customer

Very happy with the speed I got my card and the efficiency of the company Reviewed on: 11th April 2023

Simply Zopa

Zopa credit card is user friendly with really good interest rates and is a credit card I get on well with. Reviewed on: 11th April 2023

Helped me when I needed help the most and nobody else would help!

Zopa has helped me when I needed help the most and nobody else would have helped me get through tough times in life. Thank you so much for all the help and support you have provided to me Zopa! ***** Reviewed on: 11th April 2023

Helpful credit

Easy to apply easy to manage fantastic App Reviewed on: 11th April 2023

Financial Support

I appreciate the work from ZOPA because these are the only people in UK offered me the credit card. I earned their trust I think. Thank you for your great service and financial support. Lovely app and friendly app Reviewed on: 11th April 2023

Amazing card

A really great card for people trying to rebuild their credit Reviewed on: 11th April 2023

Zopa so Good

Can't fault them excellent communication as well unlike some other Credit Card companies. Reviewed on: 11th April 2023

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