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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Easy to use

Easy to use and pay your bills always email if a payment is coming up so you don’t miss one and will help you if you can’t afford one month great company Reviewed on: 11th April 2023

Amazing - Best card.

Very easy app to navigate. All straightforward no added rubbish and great to talk to if you have a query or problem. Payments are Easy to make and theres no fuss. Plus the card is cutee Reviewed on: 11th April 2023

Easy, fast , convenient and modern

Zopa is leading banking by a mile, it's clean easy , reliable and modern app always works, does what you want , when you want, never have any issues , recommend highly to everyone Reviewed on: 11th April 2023

ZOPA

Zopa is the company that give people a second chance it’s easy to use, and it’s like having a bank manager in your pocket with so much information on the app Reviewed on: 11th April 2023

Good company

Never had a problem with them with my credit card Reviewed on: 11th April 2023

GOOD ONE

Easy and flexible card and good APR as well Reviewed on: 11th April 2023

Credit card

Everything is easy to understand accessing the app is also very easy the customer service is excellent if you need to contact them. All round great service thank you Reviewed on: 11th April 2023

Best credit card for credit score

Best credit card if you want to build up your credit score,they increase your limit if you pay back on time. Reviewed on: 11th April 2023

Great company and app

Really easy to use and see all your details etc. Reviewed on: 11th April 2023

Best credit Card Company

Zopa was so helpful explaining everything in the easiest way, very understanding very friendly they handled my issue with great care and very re-assuring. Fantastic Company Reviewed on: 11th April 2023

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