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Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

So simple

5
Everything is easy with zopa from sign up to statements Reviewed on: 11th April 2023

Good credit card

5
I like Zopa credit card there service and it’s good for build up ur credit history Reviewed on: 11th April 2023

great service

5
hassle free and decent credit limit Reviewed on: 11th April 2023

Very good

5
Very positive credit rating card Reviewed on: 11th April 2023

Excellent

5
Never had any issues, very happy with the service Reviewed on: 11th April 2023

Good credit card

5
Very pleased with the card whole process was extra easy Reviewed on: 11th April 2023

So simple and fully informative in its use

5
All you want and need to know at your fingertips Reviewed on: 11th April 2023

Great credit card

5
Easy to use and top up. Good.rates Reviewed on: 11th April 2023

Excellent

5
Good service from them. Even if you have bad credit they allow a little budget.. can only build on that .. Reviewed on: 11th April 2023

Good service on internet

4
Good service on internet but it takes a long time to get someone to answer the phone, I only need this card for when I'm abroad but if I have a problem I have nobody to contact Reviewed on: 11th April 2023

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