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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Super easy

All very easy and very good. Quick access to all benefits Reviewed on: 11th April 2023

Top quality service

Top service, great app, fast and efficient would highly recommend Reviewed on: 11th April 2023

Easy, convenient and very useful

Zopa has been really straight forward for the credit card that I needed to really help boost my credit score. I struggled to get credit for a while but with the Zopa app I find it so easy to pay more when I want to, and check my balances and keep an eye on my finances in seconds. Thanks Zopa! Reviewed on: 11th April 2023

Amazing services

Amazing fair and makes you feel in control how you spend and save, Reviewed on: 11th April 2023

Best credit card

Easy to apply, easy to use. Worth it Reviewed on: 11th April 2023

Quick and hassle free process of issuing credit cards

So far I have had fantastic experience with Zopa. Their process for enrolling a new credit card was very smooth and quick. I got the credit card within 48 hrs from the time I applied. Flexible billing/payment cycle. They have great customer service who respond to us instantly. Definitely the best.... Reviewed on: 11th April 2023

Like

Like this card..................... Reviewed on: 11th April 2023

Love the credit score updates

This card is great it comes with a very helpful 2 weekly condensed credit score according to how you are running your accounts. It demonstrates to me that Zopa are a responsible lender. So far they have been great and I have already told others about how impressed with Zopa Reviewed on: 11th April 2023

The best

The best in the world, I’m really happy with this company. I recommend too everyone Reviewed on: 11th April 2023

The best credit card

The zopa card and app combination is by far the best and simplest to use. Would highly recommend to all. Reviewed on: 11th April 2023

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