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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent choice

Zopa have helped me improve my credit score Reviewed on: 11th April 2023

Build credit

Been great helped me build my credit Thanks team Reviewed on: 11th April 2023

Easy and accessible

Easy to apply .. excellent online system ..easy to understand and use . Overall a refreshing company in today's system Reviewed on: 11th April 2023

Easy to use and hassle free

Happily recommend for anyone looking to have a hassle free card and also to help boost your credit score Reviewed on: 11th April 2023

Easy service

My experience has been a very easy one, it's been easy to apply and fill out all necessary forms Reviewed on: 11th April 2023

Easy to use

The app makes everything easy compared to other credit cards I have used Reviewed on: 11th April 2023

Great product

Easy process to apply for. Communication was fantastic. Great to have as an emergency. Reviewed on: 11th April 2023

Brilliant

Loved every minute with them so far, one of the best customer services I’ve dealt with. Reviewed on: 11th April 2023

Great credit card

Good that when you pay money into it. It's there within a couple of minutes rather than a couple of days like other credit cards Reviewed on: 11th April 2023

Mr Jim kitchen

Great service and easy to use app Reviewed on: 11th April 2023

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