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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I always like to use zopa..

I love to use zopa very easy this is my first credit card.. Reviewed on: 11th April 2023

Perfect

Profesional and fast , good rate Reviewed on: 11th April 2023

Easy and helpful

Easy to set up the whole experience has been clear and helpful Reviewed on: 11th April 2023

easy credit card

on line payments are credited within half an hour, good low interest rates Reviewed on: 11th April 2023

Fantastic

Great credit card to have easy to use Reviewed on: 11th April 2023

Simple and straightforward

Exactly what it says - easy and straightforward to use Reviewed on: 11th April 2023

Credit card

Have an iva and was accepted for a card Reviewed on: 11th April 2023

I got a credit card no problem from zopa there very good

I think out all the credit cards zopa is the best iv had np with them and when i needed to ask anything the people very helpful Reviewed on: 11th April 2023

Best card ever

Great card low interest no problem is to big would recommend them to anyone. Reviewed on: 11th April 2023

Great company

Good to be with… would recommend Reviewed on: 11th April 2023

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