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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Easy service

My experience has been a very easy one, it's been easy to apply and fill out all necessary forms Reviewed on: 11th April 2023

Easy to use

The app makes everything easy compared to other credit cards I have used Reviewed on: 11th April 2023

Great product

Easy process to apply for. Communication was fantastic. Great to have as an emergency. Reviewed on: 11th April 2023

Brilliant

Loved every minute with them so far, one of the best customer services I’ve dealt with. Reviewed on: 11th April 2023

Great credit card

Good that when you pay money into it. It's there within a couple of minutes rather than a couple of days like other credit cards Reviewed on: 11th April 2023

Mr Jim kitchen

Great service and easy to use app Reviewed on: 11th April 2023

I always like to use zopa..

I love to use zopa very easy this is my first credit card.. Reviewed on: 11th April 2023

Perfect

Profesional and fast , good rate Reviewed on: 11th April 2023

Easy and helpful

Easy to set up the whole experience has been clear and helpful Reviewed on: 11th April 2023

easy credit card

on line payments are credited within half an hour, good low interest rates Reviewed on: 11th April 2023

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