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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Great company

5
Great credit card company which provide a good service and have many rewards. Reviewed on: 11th April 2023
Catherine Fowler's avatar
Catherine Fowler

Best

5
Best credit card in the market right now. The easist process and my card got delivered in no time Reviewed on: 11th April 2023
Marah Quijano's avatar
Marah Quijano

Excellent

5
Really good company to be a customer of Reviewed on: 11th April 2023
Dave Woodhouse's avatar
Dave Woodhouse

Great company and great rates

5
Very happy with the Zopa credit card. Reviewed on: 11th April 2023
J C's avatar
J C

My fab card.

5
Great company easy to deal with easy to understand everything explained so you can understand great card aswell Reviewed on: 11th April 2023
Sallie walker's avatar
Sallie walker

Zopa credit card

5
Very open and clear in their communication, Great App easy to follow very customer focused Reviewed on: 11th April 2023
Nick's avatar
Nick

Easy and straightforward application

5
Easy to use credit card, with easy application to get a card. Reviewed on: 11th April 2023
Mahyar karimi's avatar
Mahyar karimi

Review

5
Simple to use and easy to make payments Just like me Reviewed on: 11th April 2023
John Cooper's avatar
John Cooper

Zopa credit card

5
Great service. Support people, like me, with low credit scores to get credit. Sensible limits. Helpful app. Everything easy Reviewed on: 11th April 2023
Amber 's avatar
Amber

Very good

5
Very good company. For me just what I needed at the time Reviewed on: 11th April 2023
James O' Leary's avatar
James O' Leary

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