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Zopa: Credit card reviews

4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44353)

Fantastic

5
Great credit card to have easy to use Reviewed on: 11th April 2023

Simple and straightforward

4
Exactly what it says - easy and straightforward to use Reviewed on: 11th April 2023

Credit card

5
Have an iva and was accepted for a card Reviewed on: 11th April 2023

I got a credit card no problem from zopa there very good

5
I think out all the credit cards zopa is the best iv had np with them and when i needed to ask anything the people very helpful Reviewed on: 11th April 2023

Best card ever

5
Great card low interest no problem is to big would recommend them to anyone. Reviewed on: 11th April 2023

Great company

4
Good to be with… would recommend Reviewed on: 11th April 2023

Great company

5
Great credit card company which provide a good service and have many rewards. Reviewed on: 11th April 2023

Best

5
Best credit card in the market right now. The easist process and my card got delivered in no time Reviewed on: 11th April 2023

Excellent

5
Really good company to be a customer of Reviewed on: 11th April 2023

Great company and great rates

5
Very happy with the Zopa credit card. Reviewed on: 11th April 2023

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