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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The best

The best in the world, I’m really happy with this company. I recommend too everyone Reviewed on: 11th April 2023

The best credit card

The zopa card and app combination is by far the best and simplest to use. Would highly recommend to all. Reviewed on: 11th April 2023

Excellent service

Easy to apply, quick decision. The app is superb - so easy to use. Responsible lender with great customer care Reviewed on: 11th April 2023

Amazing service

Zopa have been amazing since the moment I applied for the credit card. Application was very quick and straightforward and I had my card delivered within couple of days ready to be used! I had credit cards from different companies before and the money transferring wasn’t as quick as it it with Zopa. Once money is transferred - it’s showing straightaway in my Zopa account. I have recommended this company to several of my friends with few of them getting the card already! I’m definitely staying with Zopa for a very long time! Reviewed on: 11th April 2023

Credit card

Perfect,reliable,trust,easy to have Reviewed on: 11th April 2023

Excellent choice

Zopa have helped me improve my credit score Reviewed on: 11th April 2023

Build credit

Been great helped me build my credit Thanks team Reviewed on: 11th April 2023

Easy and accessible

Easy to apply .. excellent online system ..easy to understand and use . Overall a refreshing company in today's system Reviewed on: 11th April 2023

Easy to use and hassle free

Happily recommend for anyone looking to have a hassle free card and also to help boost your credit score Reviewed on: 11th April 2023

Easy service

My experience has been a very easy one, it's been easy to apply and fill out all necessary forms Reviewed on: 11th April 2023

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