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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to apply

Very easy to apply and the app is easy to use. Everything you need in a visa Reviewed on: 11th April 2023

Zopa credit card

Very easy to set up and use , no big waiting time for you to speak to a person at the end of a phone , Reviewed on: 11th April 2023

About zopa credit card

It’s very good and everything going smoothly with zopa card, very helpful and thank you so much zopa. Reviewed on: 11th April 2023

Superb

Easy to use if I have a problem staff are easy to communicate with Reviewed on: 11th April 2023

Easy App

Zopa is by far the best credit card I have, the app is so easy to use and offers advice on how to increase my credit score. Basically faultless! Reviewed on: 11th April 2023

Fantastic

Easy to use app, fast service and responses, use when I’m away on holiday and it’s perfect Reviewed on: 11th April 2023

Great bank

Very good would recommend to anyone Reviewed on: 11th April 2023

Easy to use and helpful when in financial difficulty

Very useful when in financial difficulties and was easy to apply. Very happy I was approved considering my credit score. The app is easy to use and easy to pay back. I only wish we can set it up in apple pay. Reviewed on: 11th April 2023

New Customer

The application to arrival of the card was quick and very informative. The app is the best I have on my mobile, with saving for a rainy day and detailed information all the way Reviewed on: 11th April 2023

Excellent service

Very fast and easy to use and excellent customer service skills Reviewed on: 11th April 2023

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