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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43482 reviews)

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4.94

Based on 43,482 reviews, last reviewed 15th Mar 2026

155200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great and Easy Credit Card Experience I had a very good experience with Zopa credit card. The application process was simple and quick. The app is easy to use and helps me keep track of my... Read more Reviewed on: 15th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43482)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

They are very pleased to help you with any issues...

They are very pleased to help you with any issues Reviewed on: 15th January 2026

Excellent banking, app is super user friendly and cu...

Excellent banking, app is super user friendly and customer service is also great Reviewed on: 15th January 2026

4.5 star

my best credit card and ,my zopa card (nick name) rabbit Reviewed on: 15th January 2026

Excellent, App is great Happy with it

Excellent, App is great. Happy with it Reviewed on: 15th January 2026

Easy peasy very simple to use good to under stand ma...

Easy peasy very simple to use good to under stand makes a change yep l Reviewed on: 15th January 2026

Quick and Easy..

Everything has been super easy and all at my fingertips. Reviewed on: 15th January 2026

Amazing Service.

Amazing Service.Easy to Access Highly Recommended to other people like my Friends and Family Reviewed on: 15th January 2026

I am new to Zopa it is very good offers me good cred...

I am new to Zopa it is very good offers me good credit and rate for me Reviewed on: 15th January 2026

Excellent

Its providing very good services to the customers i always recommend to my friends and family to register themselves with zopa Reviewed on: 15th January 2026

Great card

I have not had a problem I find the app very easy to use. I also like the fact that when you make a payment it shows up immediately Reviewed on: 15th January 2026

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