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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Super Zopa

Online application easy to follow, quick decision given. Online app is clear and always provides helpful information. I really enjoy using this company and would definitely share my experiences with others Reviewed on: 11th April 2023

Excellent service from the friendly team

The team are very friendly. Most things can be done online with ease. Reviewed on: 11th April 2023

Should be listed from best five credit card providers

I felt zopa is should be listed to the top 5 best credit card providers its just because of the easeness in their service and the app. No hidden charges, reasonabl interest rate, lots and lots of offers for their customers. Reviewed on: 11th April 2023

excellent

My experience with zopa has been excellent would definitely recommend zopa to my friends and family Reviewed on: 11th April 2023

Belief

Through clear score was offered Zopa. Having been through an IVA and needing to revuild my life as well as a credit score. I can safely say that Zopa have been a joy to deal with and how amazed I have been with them. For the 1st time in years I feel like a human again thanks to them Reviewed on: 11th April 2023

Up front no hiding agendas

Straight forward and up front account no hidden fees or anything Reviewed on: 11th April 2023

Very good and easy to manage on the app

Very good app very good service easy to make payments Reviewed on: 11th April 2023

Great Card

Easy application clear and easy. I had no.issues. Reviewed on: 11th April 2023

Good card

Easy to use app, making payments is very simple Reviewed on: 11th April 2023

Grat crait card

So happy I have a card with yous you are amazing company Reviewed on: 11th April 2023

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Want to see more from Zopa?

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