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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43481 reviews)

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4.94

Based on 43,481 reviews, last reviewed 14th Mar 2026

155150% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good credit card ideal for those unexpected payment Good credit card ideal for those unexpected payment Reviewed on: 14th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43481)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great service always, interest rates good and app ea...

Great service always, interest rates good and app easy to use Reviewed on: 15th January 2026

Best experience and help for everyone

Best experience and help for everyone Reviewed on: 15th January 2026

Honestly very good, thank you Zopa

Honestly very good, thank you Zopa Reviewed on: 15th January 2026

No problems in any dealings .

No problems in any dealings .Clear ,precise advice.Quick decision making.First class Reviewed on: 15th January 2026

the best card I have customer services is spot on

the best card I have customer services is spot on Reviewed on: 15th January 2026

Very happy customer

Was excellent service from applying to recieving the card. Everything is explained from the very start no hidden surprises. Excellent service Reviewed on: 15th January 2026

Great customer service .

Great customer service .. great app , easy to make payments which are affortdable Reviewed on: 15th January 2026

I’ve had a great experience with Zopa and I would de...

I’ve had a great experience with Zopa and I would definitely recommend them. Zopa delivers excellent customer service consistently. The Zopa credit card is particularly useful for those looking to build their credit history. The app is easy to use, offers competitive interest rates with no hidden costs. Overall, I am genuinely impressed with the service I have received and any issues I’ve had was resolved quickly in a professional manner. Reviewed on: 15th January 2026

Great 5 star

Great card and even better customer service easy to use and keeping track of spending and due payments are easy to find on the online app Reviewed on: 15th January 2026

This credit card is easy to use and helpful for dail...

This credit card is easy to use and helpful for daily expenses. It offers reward points, secure transactions, and convenient payment options. Overall, it is a good choice for regular use if payments are made on time. Reviewed on: 15th January 2026

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