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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent credit card. Very easy to use app.

Only been with them a few months, but my experience is great. No issues whatsoever. Reviewed on: 11th April 2023

Brilliant

No fuss company so easy to deal with just brilliant Reviewed on: 11th April 2023

Communication

No hassle applying and good communication with all aspects of the credit card payments. Increase or decrease monthly payments no problem. Reviewed on: 11th April 2023

Excellent

Very good support. Prompt reply to application and App very easy to use. Recommended by most of my friends. I will certainly recommend it to both my colleagues and friends. A great card to be using. Advises sensible use of credit and very frequently updates one as to best ways of using credit. Reviewed on: 11th April 2023

Great card, great provider

really good card, great company to deal with Reviewed on: 11th April 2023

Excellent service

Best service and fast This company is best then other Reviewed on: 11th April 2023

Very easy company to deal with.

Applied for card, instantly accepted and card was sent to me within days. Like the fact that you get a notification each time me you use it. Reviewed on: 11th April 2023

Amazing

I love this company because they took a chance on me when no one else did and I am greatful for the opportunity to prove every other company wrong and I have received nothing but help and support building my credit score back up after an abusive relationship. Reviewed on: 11th April 2023

Great Company

Zopa are so easy to use, fast and efficient and have thought of everything. Even extra privacy when you receive your new card you sign on the app to get your pin. Great idea and less post. Overall really happy customer. Thank you Zopa. Reviewed on: 11th April 2023

Easy to understand with no catches

Easy application , app is great to keep a track of spending and payments . Reviewed on: 11th April 2023

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