Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing

Zopa Credit Card is one of the best credit cards. Its easy to use; the app is wonderful. Highly recommended. Reviewed on: 11th April 2023

Review

Helpful in running my banking needs and on line if I need help overall great Reviewed on: 11th April 2023

Brilliant customer service

Never had problem with zopa customer service always give good advice and nothing is to much for them much appreciated many thanks. Reviewed on: 11th April 2023

Brilliant service brilliant company

Zopa are a responsible lender who look after there customers. Everything is straight forward and easy. I have used other credit card companies but Zopa is definitely the best. Reviewed on: 11th April 2023

Easy good control

Easy credit card with low interest carat fault it easy to use the app aswell all round 10 out of 10 Reviewed on: 11th April 2023

Simple application

Easy to apply for needed for urgent repairs very happy Reviewed on: 11th April 2023

Got me back on my Feet

Entrusted me and given me back a financial future Reviewed on: 11th April 2023

Very good

Very helpful easy to apply for and good customer service Reviewed on: 11th April 2023

Great communication

Great communication and service from Zopa Reviewed on: 11th April 2023

Top credit card

Efficient and effective card that does everything you need. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zable 4.82 from 123702 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.08 from 13 reviews
Credit builder card
from thimbl. 4.41 from 18 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub