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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great communication

Great communication and service from Zopa Reviewed on: 11th April 2023

Top credit card

Efficient and effective card that does everything you need. Reviewed on: 11th April 2023

Excellent Service and Simple Monitoring

Great app and customer service team, so easy and straight forward. Wish every Credit Card company were this good, would make my life so much easier. Reviewed on: 11th April 2023

Zopa is a very professionally run company

My contact with zopa was done very quickly My credit card and number was delivered very quickly zopa also have an app which is very easy to follow. Good company. Reviewed on: 11th April 2023

Zopa credit

Easy and straight to the point well done Reviewed on: 11th April 2023

Credit card

App very easy to use and understandable quick and accurate Reviewed on: 11th April 2023

Credit score

Through zopa I have Been given the opportunity to boost my credit score. I have received excellent interest rates in comparison to other lenders. I would recommend zopa to anybody looking to boost there credit score Reviewed on: 11th April 2023

Brilliant

Simple to use easy and just brilliant Reviewed on: 11th April 2023

Zopa credit card made a difference

When I was in search of a credit card as I was in a bad situation, very responsible company zopa did a search on me and believe that I would manage to make my payments on time. They are a life saver and well responsible lender . I have kept my payments on time for the last 2 years. Easy access to online banking too. Once I make an extra payment I can see it clear within 1 working day. Very happy to have zopa as they are a very responsible lender. Reviewed on: 11th April 2023

Excellent Customer Service

Communication is excellent! Always keeps updated with account, offers and ways to increase savings and credit score. Very impressed and have recommended to others. First class service. Reviewed on: 11th April 2023

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