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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Cosmic

It’s been out of this world the service that Zopa have given me Reviewed on: 11th April 2023

Zopa happy

I am super happy with the my credit card. Reviewed on: 11th April 2023

Best credit card by far!

Great app - useful features of buffer and email reminders about payments. Easy to use and simple can’t fault it! Reviewed on: 11th April 2023

User friendly

Excellent to use , very user friendly. Reviewed on: 11th April 2023

Quick and easy

Very prompt service from applying to receiving my card. The app is easy to use and takes away the need to use paper. Would definitely recommend to friends, colleagues and family. Reviewed on: 11th April 2023

Easy and accessible

Very easy to apply,use and understand with a great app. Reviewed on: 11th April 2023

Awesome service

It was easy to apply for a credit card with Zopa, I definitely recommend it Reviewed on: 11th April 2023

Great company

Have been great company to use have always done what I need Reviewed on: 11th April 2023

Great card

Easy to use easy to check valance with the app. Brilliant. Reviewed on: 11th April 2023

Quick access to credit facilities

I was able to get a credit card withing hours of registration and the limit I was given surprised me. Reviewed on: 11th April 2023

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