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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

So easy to use great customer service

So easy to use great customer service Reviewed on: 15th January 2026

Best credit card.

Every thing is fab, nothing bad. Reviewed on: 15th January 2026

always good staff very helpfull dont need to phone c...

always good staff very helpfull dont need to phone can sort on line Reviewed on: 15th January 2026

Easy to navigate and also low interest rates.

Easy to navigate and also low interest rates.they always communicate any changes Reviewed on: 15th January 2026

A good credit card and good customer service

A good credit card and good customer service Reviewed on: 15th January 2026

I would recommend Zopa to people who want to build u...

I would recommend Zopa to people who want to build up their credit score and have better insight of the spending. Reviewed on: 15th January 2026

been a great service ty for the help

been a great service ty for the help Reviewed on: 15th January 2026

Zopa credit card really helped me out at Christmas,...

Zopa credit card really helped me out at Christmas, really saved my christmas when I was short on cash Reviewed on: 15th January 2026

Great card

Great easy to use and great customer service Reviewed on: 15th January 2026

This service has for meu very helpful,I recommend th...

This service has for meu very helpful,I recommend this is fantastic credit card Reviewed on: 15th January 2026

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