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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good and fast service never had any problems wi...

Very good and fast service never had any problems with them Reviewed on: 6th March 2026

A card that’s your friend..

Flexible, not, in your face, practical. Easy to use. Good mobile app and reasonable interest rate. Reviewed on: 6th March 2026

Easy to use clear pricing structure like the fact it...

Easy to use clear pricing structure like the fact it is app only. Customer service has been quick and precise when I have contacted them. Reviewed on: 6th March 2026

One of the best things I ever did was to get a card...

One of the best things I ever did was to get a card from you. Reviewed on: 6th March 2026

I find it very easy to use my card and able to speak...

I find it very easy to use my card and able to speak to customer service and very gd with my credit limit increases Reviewed on: 6th March 2026

I find Zopa an excellent credit building card.

I find Zopa an excellent credit building card. The customer service is professional and extremely helpful and understanding. I can highly recommend this company. Reviewed on: 6th March 2026

Easy to use, fair and good value

Easy to use, fair and good value Reviewed on: 6th March 2026

THE BEST

Every time I have a problem they are their to fix it Reviewed on: 6th March 2026

First credit card.

First credit card. It’s helped build my credit. Outstanding Reviewed on: 6th March 2026

.zopa card

Good service great card very happy Reviewed on: 6th March 2026

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