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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Exellent service.

ZOPA staff very professional and polite website exellent and easy to follow.Always know when to pay credit card as get reminders well done ZOPA. Reviewed on: 11th April 2023

Great

App is nice and easy to use up to date statements Reviewed on: 11th April 2023

Very accessible

Easy payments and see all you need to on line Reviewed on: 11th April 2023

Very good credit company that can be trusted

Very good credit company that can be trusted. I will recommend family and friends. Reviewed on: 11th April 2023

Great rates

Helped me grow my credit score while managing my credit limit Reviewed on: 11th April 2023

Gives the other .peolpe a chance

I have always been ervous of credit cards as I did t really understand how they work , zopa staff took time to explain. Genuinely look to resolve any issue, and the support site is amazing . Ery easy we site to navigate . And at no.poi t did I feel it was just about the sale . I have recommended to family & friends . I trust zopa staff and that makes all the difference whe your dealing with money 12/10 great service Reviewed on: 11th April 2023

Best Credit Card in the market

Zopa offers the best interest rates in the credit card market. Also helps in building one's credit profile. I am grateful Reviewed on: 11th April 2023

Amazing Card and Support

I was so excited to get a card when I didn't have the best credit. Over the last 4 years I have made every effort to improve this. When I applied for a card, I wasn't expecting to get it but I was over the moon when I did. I have a regular payment go out each month and also pay a lump sum when I get paid. The online chat has been brilliant when I had a question and query. I would definitely recommend. Reviewed on: 11th April 2023

Nice

Affordable credit so for so good Reviewed on: 11th April 2023

My credit card

Zopa was fast easy and just right for my needs. Reviewed on: 11th April 2023

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