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Zopa: Credit card reviews

4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Nice

5
Affordable credit so for so good Reviewed on: 11th April 2023

My credit card

5
Zopa was fast easy and just right for my needs. Reviewed on: 11th April 2023

Great customer service

5
I rang to discuss payments and they understood my issue and resolved immediately. Great product, great rates! Reviewed on: 11th April 2023

Great little credit card

5
Its been really helpful to me.. I needed some work doing on my car that was gonna be pricey so the credit card saved the day Reviewed on: 11th April 2023

Easy to get a start to repair your credit

5
I found it easy to apply and use to help build my credit Reviewed on: 11th April 2023

Great card

5
Easy and uncomplicated a1 app and great features Reviewed on: 11th April 2023

Always keeps you informed

5
Always keeps you informed and up to date with everything Reviewed on: 11th April 2023

Great

5
No hidden charges and always understanding great app Reviewed on: 11th April 2023

Easy

5
Easy to Use. Manage finances. Excellent Excellent Reviewed on: 11th April 2023

Easy

5
It was just easy to get and easy to pay Reviewed on: 11th April 2023

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