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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Fantastic company

5
I’m extremely pleased to have Jones Zopa as one of there customers, they have been very helpful and easy to deal with, plus the Zopa app is of very high standard and again Very easy to use. Reviewed on: 11th April 2023
tom sparks's avatar
tom sparks

Fantastic company

5
Good company provider, customer service fantastic, straight forward, no hassle, keep the hard work up Reviewed on: 11th April 2023
MUSTAPHA BENAZZOUZ 's avatar
MUSTAPHA BENAZZOUZ

Excellent company

5
The app is easy to use and straightforward notifications will let me know what’s going on Excellent service Reviewed on: 11th April 2023
Stefan Cormack's avatar
Stefan Cormack

would recommend to family and friends

5
It was straight forward I applied for a card and was excepted and my card was sent out to me very happy with zopa Reviewed on: 11th April 2023
Gavin's avatar
Gavin

Great company.

5
A very helpful company to deal with. Keep you well informed and up to date with all my transactions and payments.The app is very straight forward and so easy to use even for an old person like me. Reviewed on: 11th April 2023
Shipley1's avatar
Shipley1

Amazing company

5
Easy application and quick decision in minutes the app is second to none absolutely amazing company highly recommend Reviewed on: 11th April 2023
Bruce's avatar
Bruce

No hassle

5
Good quick reply with no hassle leading to stress free credit with no hassle phone calls thank you Reviewed on: 11th April 2023
A Nunn's avatar
A Nunn

Already signed up the sisters!

5
The app is fantastic for managing your money! It's easy to set spend limits and interest is clear and concise. Highly recommend for people trying to build Credit like I am. They use the new Credit Cards so you can easily customise stickers from ebay and have your own photo on your card :) Reviewed on: 11th April 2023
Rekab Enomis's avatar
Rekab Enomis

Very recommended zopa !!!!

5
Yep, recommended!!!! Amazing zopa!!!! Have all the best in future Reviewed on: 11th April 2023
Deuce Dzeusas's avatar
Deuce Dzeusas

Great credit card with customer in mind

5
Fantastic credit card with good rates. Always happy to help. No charge when you use it in Europe so brilliant for when your on your travels. Reviewed on: 11th April 2023
Wayne Cochran 's avatar
Wayne Cochran

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