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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Exellent

Never had any issue with them always been great I’ve been with them 3 years Reviewed on: 11th April 2023

Prefect

My experience with Zopa has been nothing better than perfect it was an easy application, no pressure and they were helpful. The app is easy to use and clear, repayments are clear and explained. Payments are not delayed and easy to make. I couldn’t be happier as this account is helping me rebuild my credit history and gives me piece of mind for emergency No pushy sales pitch or calls simply perfect experience Reviewed on: 11th April 2023

Best service out there

Easy simple credit card providers online account simple and easy to understand no hassle phone calls no endless emails if carlsberg made a credit card company this would be it! Reviewed on: 11th April 2023

Brilliant service.

Brilliant service and always keeps you informed on what's going on. Reviewed on: 11th April 2023

Fantastic product

Have only had the card a couple of months but not had any issues. Great App and easy to use…has all the information you could need. Reviewed on: 11th April 2023

Straight up

Cannot be more straightforward you get exactly what they tell you have been great Reviewed on: 11th April 2023

Easy to set up

From application to receiving the card everything was very easy and straightforward. The app is great and easy to use with some great features to boot! Reviewed on: 11th April 2023

Quick response

Had a very quick response to whether I could get a card from them, and a very easy app to download Reviewed on: 11th April 2023

Reliable lender and easy app to use

Easy app to use , good customer service, reliable lender . Highly recommended Reviewed on: 11th April 2023

It has amazing

I m using Zopa from 2 years now and m enjoying the services from Zopa.. and everything. Reviewed on: 11th April 2023

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