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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Great customer service

5
I rang to discuss payments and they understood my issue and resolved immediately. Great product, great rates! Reviewed on: 11th April 2023
Anthony Wilsher-Day's avatar
Anthony Wilsher-Day

Great little credit card

5
Its been really helpful to me.. I needed some work doing on my car that was gonna be pricey so the credit card saved the day Reviewed on: 11th April 2023
Annabel Couzens's avatar
Annabel Couzens

Easy to get a start to repair your credit

5
I found it easy to apply and use to help build my credit Reviewed on: 11th April 2023
i-e-smith@hotmail.com's avatar
[email protected]

Great card

5
Easy and uncomplicated a1 app and great features Reviewed on: 11th April 2023
Pauk's avatar
Pauk

Always keeps you informed

5
Always keeps you informed and up to date with everything Reviewed on: 11th April 2023
Carol's avatar
Carol

Great

5
No hidden charges and always understanding great app Reviewed on: 11th April 2023
Steven Lee's avatar
Steven Lee

Easy

5
Easy to Use. Manage finances. Excellent Excellent Reviewed on: 11th April 2023
Uttamkumar Lakhani's avatar
Uttamkumar Lakhani

Easy

5
It was just easy to get and easy to pay Reviewed on: 11th April 2023
gina McDermott's avatar
gina McDermott

Straightforward

5
Using the app is quite simple and a one way affair! Reviewed on: 11th April 2023
Osmond Ogali's avatar
Osmond Ogali

Amazing service

5
From step one to receiving the card zopa are spot on Reviewed on: 11th April 2023
Datren's avatar
Datren

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