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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Straightforward

5
Using the app is quite simple and a one way affair! Reviewed on: 11th April 2023
Osmond Ogali's avatar
Osmond Ogali

Amazing service

5
From step one to receiving the card zopa are spot on Reviewed on: 11th April 2023
Datren's avatar
Datren

Great card for credit building

5
Great card great service, great app too, very clear and easy access to everything you need Reviewed on: 11th April 2023
Andy Cheal's avatar
Andy Cheal

Very good

4
Was good experience and i should recommend my friends Reviewed on: 11th April 2023
Abdul Raheem's avatar
Abdul Raheem

Brilliant

5
Was very easy and clear I felt confident to take a card out. They helped me step by step and contacting them with millions of questions they didn't mind. Top company Reviewed on: 11th April 2023
Extra Hands's avatar
Extra Hands

Fantastic company

5
I’m extremely pleased to have Jones Zopa as one of there customers, they have been very helpful and easy to deal with, plus the Zopa app is of very high standard and again Very easy to use. Reviewed on: 11th April 2023
tom sparks's avatar
tom sparks

Fantastic company

5
Good company provider, customer service fantastic, straight forward, no hassle, keep the hard work up Reviewed on: 11th April 2023
MUSTAPHA BENAZZOUZ 's avatar
MUSTAPHA BENAZZOUZ

Excellent company

5
The app is easy to use and straightforward notifications will let me know what’s going on Excellent service Reviewed on: 11th April 2023
Stefan Cormack's avatar
Stefan Cormack

would recommend to family and friends

5
It was straight forward I applied for a card and was excepted and my card was sent out to me very happy with zopa Reviewed on: 11th April 2023
Gavin's avatar
Gavin

Great company.

5
A very helpful company to deal with. Keep you well informed and up to date with all my transactions and payments.The app is very straight forward and so easy to use even for an old person like me. Reviewed on: 11th April 2023
Shipley1's avatar
Shipley1

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