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Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card for credit building

5
Great card great service, great app too, very clear and easy access to everything you need Reviewed on: 11th April 2023

Very good

4
Was good experience and i should recommend my friends Reviewed on: 11th April 2023

Brilliant

5
Was very easy and clear I felt confident to take a card out. They helped me step by step and contacting them with millions of questions they didn't mind. Top company Reviewed on: 11th April 2023

Fantastic company

5
I’m extremely pleased to have Jones Zopa as one of there customers, they have been very helpful and easy to deal with, plus the Zopa app is of very high standard and again Very easy to use. Reviewed on: 11th April 2023

Fantastic company

5
Good company provider, customer service fantastic, straight forward, no hassle, keep the hard work up Reviewed on: 11th April 2023

Excellent company

5
The app is easy to use and straightforward notifications will let me know what’s going on Excellent service Reviewed on: 11th April 2023

would recommend to family and friends

5
It was straight forward I applied for a card and was excepted and my card was sent out to me very happy with zopa Reviewed on: 11th April 2023

Great company.

5
A very helpful company to deal with. Keep you well informed and up to date with all my transactions and payments.The app is very straight forward and so easy to use even for an old person like me. Reviewed on: 11th April 2023

Amazing company

5
Easy application and quick decision in minutes the app is second to none absolutely amazing company highly recommend Reviewed on: 11th April 2023

No hassle

5
Good quick reply with no hassle leading to stress free credit with no hassle phone calls thank you Reviewed on: 11th April 2023

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