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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Clear and simple

With the online tools and an App everything is clear and simple and easily managed anytime of the day. Everything has been clear, simple open and honest with all communication to date and I can not fault them Reviewed on: 11th April 2023

Fantastic

Fantastic service customer support was good Reviewed on: 11th April 2023

Excellent service

Highly recommended had no issues with Zopa Reviewed on: 11th April 2023

Excellent, simpleservice

This service has been professional from day one and the app is so simple to use. Highly recommended Reviewed on: 11th April 2023

Good Standard

No fuss, no hassle, costumer friendly Reviewed on: 11th April 2023

Great card

A great card to help with a low credit score Reviewed on: 11th April 2023

Easy to access and operate

Best and fast-growing bank. Trusted as well. Reviewed on: 11th April 2023

Fair and reliable

Service is good and the home easy to use Reviewed on: 11th April 2023

Great low rate card

Great low rate card , simple to use the app, Reviewed on: 11th April 2023

straight forward

From the start everything was explained fully, no hidden agendas, perfect Reviewed on: 11th April 2023

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