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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Highly recommended

Easy to apply, quick decision, simple to navigate app and great customer service Reviewed on: 11th April 2023

Easy to use

The credit card is very user friendly, with updates on what has been spent and how much balance is remaining Reviewed on: 11th April 2023

Brilliant

Great customer service and great products Reviewed on: 11th April 2023

Excellent service

Super app, notifications for payments, financial advice. Keep up the good work Reviewed on: 11th April 2023

BEST CREDIT CARD

GOOD VALUE FOR MONEY AND WELL DESIGNER LOGO. I LOVE IT! Reviewed on: 11th April 2023

Interest rate high

Good app good experience overall Reviewed on: 11th April 2023

the best by far

every thing is just so easy and there number 1 by far Reviewed on: 11th April 2023

One off the best

Easy to apply keeping on track. Don't have any issues. Reviewed on: 11th April 2023

Best plan

Applied accepted and down loaded the app Kept up to date with regular with statements and. Payments Always on the ball and great customer service from start to finish Reviewed on: 11th April 2023

Simple and easy

Most easiest application & the app is so easy. The best I have used Reviewed on: 11th April 2023

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