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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very helpful and easy to use

To apply was very easy and straight forward. The app is simple to use and gives good information on spending Reviewed on: 11th April 2023

Excellent

Excellent fast service. Everything in plain English to understand would highly recommend. Reviewed on: 11th April 2023

Absolutely amazing

Always happy to help an Always great to speak to Reviewed on: 11th April 2023

Great!

Applied for Zopa to rebuild my credit score… very simple application and a pleasure to deal with so far! Reviewed on: 11th April 2023

great card

very easy to use , great app thanks Reviewed on: 11th April 2023

Brilliant and easy

No issues always easy to use great product Reviewed on: 11th April 2023

Great simple card

Keeps it simple and easy to use. Good app and money management Reviewed on: 11th April 2023

Great Credit Card

Easy to apply and use through the App. Clear statement and easy option to see balance and make payments. Great overall product. Reviewed on: 11th April 2023

Great company

Good company,card was delivered within 3 days of being accepted. Reviewed on: 11th April 2023

App so helpful and easy to use!

Love the App! It is easy to use and sends you regular updates of spends and more Importantly your credit rating. It points out where you need improvement and what you are doing well, especially helpful when trying to build credit score. I love my Zopa card! Reviewed on: 11th April 2023

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