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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent

Very simple and reliable would recommend to anyone, app is easy to use and customer services is very good Reviewed on: 11th April 2023

Brilliant service and app is incredibly easy to use.

Never had any issues using the service provided. Reviewed on: 11th April 2023

Service

Great service love that you get a notification when u have a transaction would definitely recommend brilliant company Reviewed on: 11th April 2023

Love the service, modern

Great app, Zopa is great I would recommend using this service! App is fantastic Reviewed on: 11th April 2023

amazing

Firstly, the app is so easy to use and hassle free. The user interface is so easy to navigate even my mum can use it! (she's stuck in the 50's). Their customer service is to a very high standard and the service they provide is great. Zopa accepted me when other companies wouldn't due to my bad credit and i respect that a lot. Amazing, i would definitely recommend them to everyone. Thank you Zopa Reviewed on: 11th April 2023

Simple Credit

Easy to understand, good App, simple to use and navigate Reviewed on: 11th April 2023

Very great card and easy to use

I’m happy with the card and when I use it I got notifications on all my spend also give me anough time to pay back Reviewed on: 11th April 2023

Mr

Easy to use and very accessible no hassle best card I used Reviewed on: 11th April 2023

Great company

Easy to understand app let’s you know when you are nearing your limit Reviewed on: 11th April 2023

Great easy service with good rates

Very easy sign up with easy up to use Reviewed on: 11th April 2023

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