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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great company

I’ve had a fantastic time with my Credit Card. Zopa have been brilliant! Reviewed on: 11th April 2023

Zopa credit card

Brilliant service easy to use and always helpful Reviewed on: 11th April 2023

First rate professional service

Great customer service quick and professional when sorting problems or queries. Reviewed on: 11th April 2023

Very good

Very good credit card nice and easy to use app and very helpful Reviewed on: 11th April 2023

Great Service!

From the very start of the process, everything was clear, concise and easy to follow. The app is straightforward and making payments are easy. A great product in an often confusing market space. Reviewed on: 11th April 2023

Best Credit Card

Awesome service and so easy to use. Clear cut and by far the best credit card on the market! Hands Reviewed on: 11th April 2023

Excellent service and great app

Love my Zopa credit card. I use it for general spending and pay it off in full every month and hope it improves my credit rating too Reviewed on: 11th April 2023

Easy and informative always

Great product and easy to understand. Very helpful too Best so far for my credit needs Reviewed on: 11th April 2023

Jozef

Reviewed on: 11th April 2023

Amazing

Just what I needed! A great company to deal with! Reviewed on: 11th April 2023

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