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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

My card

Great card nothing hidden upfront with all cost Reviewed on: 11th April 2023

Fantastic service

Very easy to use and keep an eye on what you spend. Reviewed on: 11th April 2023

Spot on

Would defo recommend Zopa 100% reliable service fantastic customer care Reviewed on: 11th April 2023

Amazing

Great credit very easy to apply no hassle Reviewed on: 11th April 2023

Easy and friendly

So easy to use everything is there for when you need it at your fingertips the app is so easy to use and it is right up to date not waiting for it to show any transactions. It’s all instantaneous great card Reviewed on: 11th April 2023

Zopa_CCard

I have to admit: I was a little surprised I liked this product. I've only had my card for a couple of months, but the service has been impeccable. I receive instant updates, and reminder as stated. I'm very happy and have no complaints. Reviewed on: 11th April 2023

Brilliant card and service

From being accepted to using my card the app is fantastic it tells you everything you need to know The statements are generated on time and easy to understand once you pay your balance it goes through straight away and clears instantly fantastic card too service Reviewed on: 11th April 2023

Great finance option

Absolutely great , easy to use application. Reviewed on: 11th April 2023

User friendly

Love the app, very easy to use and customer service is always helpful with any questions Reviewed on: 11th April 2023

Competitive

Zopa is competitive with other credit cards, easy to use app would highly recommend. Reviewed on: 11th April 2023

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