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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Seriousity

Promptly and good services skilled people and also respectfully with their customers Reviewed on: 11th April 2023

Perfect

The zopa Card is a great choice for loyal fans of the brand who are looking for a card that seamlessly integrates with the Wallet app Reviewed on: 11th April 2023

Easy to set up and understand

Fantastic everything was straight forward easy to understand and set up. App is fantastic you can check your balance make payments multiple ways. Reviewed on: 11th April 2023

Excellent

Best service ever Best credit card service Reviewed on: 11th April 2023

Amazing company have helped me out loads

Have helped me in loads of hard times great company Reviewed on: 11th April 2023

Perfect credit card

Great credit card and great customer service. Reviewed on: 11th April 2023

Safe hands

I feel safe with thus card the app gives me total control Reviewed on: 11th April 2023

Great Service

App works well, lending is fair, rates aren't astronomical. Got me out of a tough situation when I needed it Reviewed on: 11th April 2023

Easy to apply

It is easy to apply and it is very easy to work with Zopa app. Reviewed on: 11th April 2023

Easy to use

Good communication great company Reviewed on: 11th April 2023

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