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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant card

So happy to have this card I haven't got the greatest of credit score, but Zopa has given me a step on the ladder. Thanks Zopa! Reviewed on: 11th April 2023

Great service all around

They always provide a great service and the app is super easy to use even for someone like me who’s not great with technology. I highly recommend Reviewed on: 11th April 2023

Brilliant outstanding

Absolutely amazing credit card, easy application and first class service and an easy to use app Reviewed on: 11th April 2023

Fast fast and efficient

No complaints would happily recommend Reviewed on: 11th April 2023

It's great, thanks

Very nice card does a great job thanks Reviewed on: 11th April 2023

Rewarding finance controller

Zopa is a good credit card that helps me to be in control of my expencies thru the app. It helps rating my score Reviewed on: 11th April 2023

My money frend

Very good easy to use Your review should be between 32 and 4096 characters. Reviewed on: 11th April 2023

Outstanding service

Efficient timely responses online. Quick decision on access to credit card. Excellent online App with easy customer use . Reviewed on: 11th April 2023

customer friendly

Very easy, quick & customer friendly process Reviewed on: 11th April 2023

Great services helpful hand

ZOPA CREDIT CARD IS EASY TO USE GREAT SERVICE WHICH HELPED ME IN THE MOST OVERWHELMING MOMENTS PROVIDING EMERGENCY INCOME WHEN IS NEEDED. Reviewed on: 11th April 2023

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