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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Amazing company have helped me out loads

Have helped me in loads of hard times great company Reviewed on: 11th April 2023

Perfect credit card

Great credit card and great customer service. Reviewed on: 11th April 2023

Safe hands

I feel safe with thus card the app gives me total control Reviewed on: 11th April 2023

Great Service

App works well, lending is fair, rates aren't astronomical. Got me out of a tough situation when I needed it Reviewed on: 11th April 2023

Easy to apply

It is easy to apply and it is very easy to work with Zopa app. Reviewed on: 11th April 2023

Easy to use

Good communication great company Reviewed on: 11th April 2023

Brilliant card

So happy to have this card I haven't got the greatest of credit score, but Zopa has given me a step on the ladder. Thanks Zopa! Reviewed on: 11th April 2023

Great service all around

They always provide a great service and the app is super easy to use even for someone like me who’s not great with technology. I highly recommend Reviewed on: 11th April 2023

Brilliant outstanding

Absolutely amazing credit card, easy application and first class service and an easy to use app Reviewed on: 11th April 2023

Fast fast and efficient

No complaints would happily recommend Reviewed on: 11th April 2023

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