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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

It's great, thanks

Very nice card does a great job thanks Reviewed on: 11th April 2023

Rewarding finance controller

Zopa is a good credit card that helps me to be in control of my expencies thru the app. It helps rating my score Reviewed on: 11th April 2023

My money frend

Very good easy to use Your review should be between 32 and 4096 characters. Reviewed on: 11th April 2023

Outstanding service

Efficient timely responses online. Quick decision on access to credit card. Excellent online App with easy customer use . Reviewed on: 11th April 2023

customer friendly

Very easy, quick & customer friendly process Reviewed on: 11th April 2023

Great services helpful hand

ZOPA CREDIT CARD IS EASY TO USE GREAT SERVICE WHICH HELPED ME IN THE MOST OVERWHELMING MOMENTS PROVIDING EMERGENCY INCOME WHEN IS NEEDED. Reviewed on: 11th April 2023

Best rate card for my score

Private card score first time and good rate Reviewed on: 11th April 2023

Service

Brilliant provider. Gave me a credit card when I needed one where others would not Reviewed on: 11th April 2023

Great card

Best provider for credit I have ever had 100% Reviewed on: 11th April 2023

Simple finance, no fuss.

I've had my Zopa card just under a month. I've transferred my old credit card balance to this account for three months 0% interest on a balance transfer. Because of this I'll save money and also pay off the debt with no interest within the promotional period. A huge help during this cost of living crisis. Credit cards should only be used of you can afford them, and thanks to zopa I'm able to correct my mistakes! Reviewed on: 11th April 2023

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