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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

The best

Very easy to set up , great app that is easy to use and understand. I would and will recommend Reviewed on: 11th April 2023

Excellent product and great customer service

Great Customer Service with Excellent product. Will definitely recommend Reviewed on: 11th April 2023

Zopa not after money

They are brilliant not after your money really there to help Reviewed on: 11th April 2023

Zopa a wonderful company

I would highly recommend Zopa credit card and they have so many things they offer a 5 star ⭐️ company Reviewed on: 11th April 2023

Really simple provider

Really easy to use the App and everything is crystal clear Reviewed on: 11th April 2023

Very good credit card provider and would most definitely recommend

Very good money lender and well worth having a zopa credit card. Reviewed on: 11th April 2023

Credit card

Great company with great communication when needed plus the app is easy to use with helpful and useful tips Reviewed on: 11th April 2023

Best card

Best card I have ever had, good communication, easy to pay and transfer money. Reviewed on: 11th April 2023

5 star service all the time .

When I had any problems they always sort it . All willing to listen and help . Reviewed on: 11th April 2023

Outstanding !!! Head and shoulders above the rest.

Overall Zopa are amazing , they provide you with everything you need wether your trying to build credit or just need that extra few quid to get through a troublesome month. Offering tailored made reviews and features to adjust your spending and also help you keep above water , My favourite feature is the security with your pin generated everytime you need it and the manor in which they despatch you a new card if lost or stolen it is is very streamlined. Overall Zopa is Much better than any other provider I have used for sure! Reviewed on: 11th April 2023

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