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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best on the market

Excellent service and easy to navigate app Reviewed on: 11th April 2023

Brilliant!!

Communication, app, emails, ease of use to know where you are with your finances and viewing your use of the card..everything is brilliant!! Reviewed on: 11th April 2023

Fantastic card

Easy to use, friendly customer service and all round very happy Reviewed on: 11th April 2023

Best credit provider

I have just joined Zopa but I’m glad I did best interest rates in savings and easy to use app Reviewed on: 11th April 2023

Amazing Company

Great company, helpful staff and a great card to use! Good value! Reviewed on: 11th April 2023

Simple and trustworthy Card

Very easy to use , user Friendly app which tell about your credit score and all Reviewed on: 11th April 2023

Amazing

Very simple to apply and use. Especially with the zopa app it's awesome!! Reviewed on: 11th April 2023

Great card

Great credit card with a good limit never pay alot of interest each month Reviewed on: 11th April 2023

My friendly friend.

Just love knowing I've zopa to rely on . When I want to treat myself on days out or shopping. Never leave home without it. Reviewed on: 11th April 2023

Great credit card

The Apr is a fantastic rate. The app is easy to use. The customer service is fabulous. Would I recommend this to anyone else? Absolutely yes. Reviewed on: 11th April 2023

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