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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Interest rate high

Good app good experience overall Reviewed on: 11th April 2023

the best by far

every thing is just so easy and there number 1 by far Reviewed on: 11th April 2023

One off the best

Easy to apply keeping on track. Don't have any issues. Reviewed on: 11th April 2023

Best plan

Applied accepted and down loaded the app Kept up to date with regular with statements and. Payments Always on the ball and great customer service from start to finish Reviewed on: 11th April 2023

Simple and easy

Most easiest application & the app is so easy. The best I have used Reviewed on: 11th April 2023

Very helpful and easy to use

To apply was very easy and straight forward. The app is simple to use and gives good information on spending Reviewed on: 11th April 2023

Excellent

Excellent fast service. Everything in plain English to understand would highly recommend. Reviewed on: 11th April 2023

Absolutely amazing

Always happy to help an Always great to speak to Reviewed on: 11th April 2023

Great!

Applied for Zopa to rebuild my credit score… very simple application and a pleasure to deal with so far! Reviewed on: 11th April 2023

great card

very easy to use , great app thanks Reviewed on: 11th April 2023

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