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Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy and informative always

4
Great product and easy to understand. Very helpful too Best so far for my credit needs Reviewed on: 11th April 2023

Jozef

5
Reviewed on: 11th April 2023

Amazing

5
Just what I needed! A great company to deal with! Reviewed on: 11th April 2023

My card

5
Great card nothing hidden upfront with all cost Reviewed on: 11th April 2023

Fantastic service

5
Very easy to use and keep an eye on what you spend. Reviewed on: 11th April 2023

Spot on

5
Would defo recommend Zopa 100% reliable service fantastic customer care Reviewed on: 11th April 2023

Amazing

5
Great credit very easy to apply no hassle Reviewed on: 11th April 2023

Easy and friendly

5
So easy to use everything is there for when you need it at your fingertips the app is so easy to use and it is right up to date not waiting for it to show any transactions. It’s all instantaneous great card Reviewed on: 11th April 2023

Zopa_CCard

5
I have to admit: I was a little surprised I liked this product. I've only had my card for a couple of months, but the service has been impeccable. I receive instant updates, and reminder as stated. I'm very happy and have no complaints. Reviewed on: 11th April 2023

Brilliant card and service

5
From being accepted to using my card the app is fantastic it tells you everything you need to know The statements are generated on time and easy to understand once you pay your balance it goes through straight away and clears instantly fantastic card too service Reviewed on: 11th April 2023

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